Internet banking has become a popular way for purchasing goods. Especially with Trademe. We will use Trademe as an example to show how best to make the most accurate transaction and how to safe guard yourself.

Once you have won an auction you will receive your payment information as shown below.
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As you can see all the required information is in this email:
  • Bank Account Name
  • Bank Account Number
  • Amount to be paid
Steps:
  • Open your banks website and login. (For this example we will use national bank)
  • Create a new payment as shown below.
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  • Copy the account name from the trademe Email by selecting the name (with the mouse) and press "Ctrl C" on the keyboard.
  • Click into the Payment to box, Press "Ctrl V" to paste the name
  • Go back to the TradeMe email and select the first 2 digits of the account number, press "Ctrl C" to copy
  • Go back to your payment screen, click in the first account number box and press "Ctrl V" to paste
  • Repeat this process for the entire Account Number
  • Enter the total cost of the Goods and Postage into the Payment Amount box
  • Enter the Auction Number into the Reference Box on both statements
  • Click Continue 
  • A summary will Display, check the details are correct
  • Press "Print Scrn" on your keyboard (this will take a photo of the transaction summary)
  • Open Microsoft Paint
  • Press "Crtl V" this will past an image of your Banking Transaction Summary
  • Save the image, Click File, Save As. (the dialog box below will display)
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  • Choose where you want to save the image.
  • Call the image "Trademe Payment Auction No." 
  • Click Save
  • Open your Email account and Address it to the Trader
  • Send them and email advising them you have placed the payment and attach the image of the payment summary. (If you are unsure how to attach view the video on attaching on the DCTs Page
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This may appear to be a long winded approach, however this provides you and the trader evidence that the payment was processed. It also provides you with proof if the trader has provided you with incorrect payment details, or they say you have entered the wrong account information and claims they have not received the money.